The Industrial Bank of Korea (IBK) announced on April 1 that it will begin full-scale education and training on “vibe coding” and the utilization of its in-house generative AI model, “IBK GenAI,” for IBK headquarters employees starting in April.
This training initiative was launched in accordance with a direction stated by CEO Jang Min-young in his inaugural address to completely redesign IBK’s organizational DNA to be AI-friendly.
Starting with approximately 1,000 headquarters employees in the first half of the year, the program is scheduled to expand to branches across the nation in the second half of 2026.
Vibe Coding is a method that generates code based on natural language and automates tasks, characterized by its ease of use even for non-majors.
This training focuses on practical application skills, such as automatic document generation, data analysis, and report writing.
IBK GenAI is an in-house generative AI model built by IBK to support IBK employees in directly developing customized agents for specific tasks.
Its main training content includes business efficiency, the development of customized services for each department, API-based system integration, and the development of in-house AI agents.
IBK also operates the AI Challenge Program for those who complete the training program.
Through this, the bank plans to discover cases of business innovation and spread a culture of AI utilization.
In addition, IBK plans to continuously enhance the functions of IBK GenAI to expand its application areas to include credit evaluations for small and medium-sized enterprises or SMEs, the automation of loan screening and customized financial product recommendations.
“This training is the starting point for transforming IBK’s organizational culture to be AI-centric,” an IBK official said. “We will make this year the first year of IBK’s AX to further sharpen its competitiveness as a bank specializing in SMEs.”
An employee from the AI&TECH Center gives a VIBE coding lecture for IBK employees at IBK Headquarters.
Launch of Two New Premium Credit Cards April 2, 2026
IBK announced that it launched two premium credit cards, “BLISS Mileage Credit Card” and “BLISS Point Card,” which allow users to choose between accumulating mileage for airline services or points based on their preferences on April 1.
BLISS Mileage Credit Card is issued to individuals and self-employed people, while BLISS Point Credit Card is for individuals only.
BLISS Mileage Credit Card accrues 1 Korean Air mileage for every 1,500 won spent at all domestic and overseas merchants as a basic accrual, and provides the special accrual of 2 mileage points for every 1,500 won spent at online merchants such as Coupang, Naver Smart Store, food delivery apps and OTT services, restaurants, and overseas merchants.
BLISS Point Credit Card accrues 1% of the spending amount as a basic accrual at all domestic and overseas merchants, and provides up to 2% by accruing an additional 1% when used at the online merchants, restaurants, and overseas merchants.
Additionally, when used at hypermarkets and gas stations and charging stations, an additional 4% is accrued on top of the basic 1%, providing up to 5% in IBK Points.
Accumulated points can be freely used for cashback and card bill payment among others.
Both of the credit cards come with a voucher worth 70,000 won once a year, along with travel benefits such as free access to airport lounges worldwide including Martina Gold Lounge, up to 8 times a year with one companion and airport valet parking.
Everyone can easily check more detailed information regarding the two new credit cards on the IBK website (www.ibk.co.kr), i-ONE Bank App, and IBK Card App.
_IBK 장민영 은행장.jpg)
_%EA%B8%B0%EC%97%85%EC%9D%80%ED%96%89%20%EB%B0%94%EC%9D%B4%EB%B8%8C%EC%BD%94%EB%94%A9%20%EA%B0%95%EC%9D%98.jpg)
